PRIVATE EXPENSE TRACKER FOR IPHONE

Track your spending.
Keep it to yourself.

SpendNote is a local-first expense tracker. There is no account, no ads, and no bank connection. Every record is stored on your iPhone — and only on your iPhone.

Free to download Pro is optional Requires iOS 17 or later

  • No account
  • No ads
  • No tracking
  • Works offline
SpendNote home screen showing this month's spending, remaining budget, monthly review, insights, and top categories

On-device storage

Your ledger lives in a local database. There is no SpendNote server, so there is nothing to breach and nothing to sell.

Log in seconds

Pick a category, tap the amount, done. No forms and no merchant fields — entry that holds up on busy days.

Gentle budget alerts

Heads-up notifications at 70%, 90% and 100% of a budget, automatically silenced between 10 pm and 8 am.

Face ID lock

Optionally lock the app with Face ID, so your numbers stay yours even when someone borrows your phone.

A LOOK INSIDE

Everything you need, nothing you don't

Home, transactions, budgets, and settings keep everyday money tasks within easy reach, with a centered quick-add action when you need to log something fast.

Home screen with monthly total, budget progress, monthly review, insights, and top spending categories

Your month at a glance

Spending, remaining budget, monthly review, and top categories in one place.

Transactions screen with search, type and category filters, recurring bills, and a list grouped by day

Every transaction, searchable

Search by category or note, filter the list, and review recurring bills.

Budgets screen with overall monthly progress, category budgets, and remaining amounts

Budgets that stay readable

See overall and category limits, progress, and what is left to spend.

Settings screen showing SpendNote Pro status, appearance, region and currency, widgets, and data export

Control stays with you

Manage appearance, currency, widgets, backup, restore, and export.

INSIGHTS · FREE + PRO

Understand where the money goes

Free includes a current-month snapshot. Pro adds category drivers, context, and longer-term trends. Everything is computed on your iPhone from your own data.

  • Current-month snapshot with budget context
  • Category breakdown and plain-language drivers
  • Monthly trends with exact values and labels
  • Advanced reports remain on device
Insights overview showing a current-month snapshot, trend drivers, and category breakdown
Insights trend screen showing category detail and month-by-month spending values

MONTHLY REVIEW · PRO

See what changed, not just what you spent

Monthly Review compares the current view with the previous period, then shows which categories moved the total. Narrow the result by date, type, category, or note when you need a precise answer.

  • Period-over-period spending comparison
  • Category changes with exact amounts
  • Flexible date, type, category, and note filters
  • Export the transactions matching the current view
Monthly Review screen comparing spending with the previous period and showing category changes

RECURRING CONTROL · PRO

Know what is committed before the month begins

Recurring Control brings fixed commitments into one view, from monthly and annual totals to upcoming costs and category owners.

  • Monthly and annual committed totals
  • Category shares across recurring costs
  • Upcoming charges and subscription totals
  • All calculations stay on device
Recurring Control screen showing monthly and annual commitments, category shares, upcoming charges, and subscription totals

YOUR DATA

Portable when you want it, gone when you say so

CSV export

Export your full history to CSV whenever you like. Free includes recent months; Pro unlocks the complete archive.

Local backup & restore

Create backups that stay in your files. Restores are validated before anything is replaced.

One currency, honestly

A single base currency per ledger, with no silent conversions of amounts you already recorded.

One-tap erase

Delete everything — records, budgets, widget snapshots and pending reminders — in a single action.

SPENDNOTE PRO

Free for the everyday, Pro for the full picture

SpendNote is free to download. Free covers everyday logging, while optional Pro adds deeper analysis and planning tools — billed by Apple, cancel anytime.

Free

$0 forever

  • Unlimited logging, categories & search
  • One monthly budget
  • Face ID lock
  • Local backup & restore
  • Recent CSV export
  • No account, ads, or tracking
Optional subscription

Pro

Monthly or yearly

Eligible new subscribers may receive a 7-day free trial.

  • Unlimited budgets & category budgets
  • Trends, category drivers & monthly review
  • Advanced filtered reports & recurring control
  • Home & Lock Screen widgets
  • Full-history and filtered CSV export
Download on the App Store

Purchases are processed by Apple through the App Store. Price, currency, taxes, and trial eligibility vary by storefront and are shown before purchase.

Start tracking in under a minute

No sign-up. Your first record is a category and a number.

Download on the App Store